Free Phone Consultation · (801) 623-1566

Woman-Owned · Lehi, Utah · Since 2016

Credit Repair That
Moves Buyers to Yes

Real disputes filed under FCRA. A written rebuild plan. One-time fee instead of a monthly subscription. Most clients see changes in 30 to 45 days.

Schedule an Appointment Call (801) 623-1566
Prime 1 Credit Repair logo

Prime 1 Credit Repair

Fast, Powerful, Credit Report Repair

10+
Years In Business
Licensed,
Bonded & Insured
100%
Woman-Owned
1-Time Fee
No Subscription

About Prime 1 Credit Repair

Owner-Run Credit Repair From Lehi, Utah

Founder Debra Bigler personally manages every Prime 1 Credit Repair case. Everything done in-house with no offshore call centers. When you call, you reach the person doing the work.

For ten years we have helped Utah families dispute report errors, rebuild thin files, and qualify for the mortgages they were told to wait on. Mortgage brokers across Salt Lake City, Provo, and Utah send us their stuck files because the work gets done.

Read the full story →
Inside the Prime 1 Credit Repair office

What We Do

Credit Services Offered

Credit Report Repair

Credit Report Repair

Utah-owned credit report repair that disputes inaccurate, outdated, and unverifiable items so Salt Lake County buyers can qualify for the loan they actually need.
Credit Counseling

Credit Counseling

One-on-one credit counseling that translates your bureau reports into plain English and turns the chaos into a written plan you can actually follow.
Credit Report Building

Credit Report Building

Help for Utah residents with thin or no credit history, including which secured cards, installment lines, and reporting strategies actually move scores quickly.
FICO Score Boost

FICO Score Boost

Targeted FICO score boost work for Utah buyers under contract, including utilization timing, dispute leverage, and rapid rescore prep that lenders actually accept.

Where We Work

Serving All Of Utah

Most cases run by phone, so where you live in Salt Lake or Utah County is rarely a problem. The office is in Lehi by appointment.

See all service areas →
Salt Lake City
Salt Lake County, UT
West Valley City
Salt Lake County, UT
Provo
Utah County, UT
West Jordan
Salt Lake County, UT
Orem
Utah County, UT
Lehi
Utah County, UT

The Prime 1 Credit Repair Difference

Why Utah Mortgage Brokers Send Us Their Low Credit Score Files

01

Owner-Operated

Debra Bigler runs every case personally. No call centers. Talk to the person doing the dispute work, not a script reader. See about Debra for the full story.

02

One-Time Fee

No monthly subscription. No padded billing month after month. The price for credit repair, credit counseling and FICO score building is quoted to you during your free phone consultation. See FICO score boost details.

03

Utah Mortgage Calibrated

We sequence work to match Utah lender pull cycles and rate-lock deadlines. Read how long credit repair takes for typical timelines.

Real Clients

What Utah Families Say

"This company has a simple approach to credit counseling and credit repair. My brother told me to call them so I did. My scores were raised and accounts were removed from my reports. They always answered my phone calls and made the process easy for me to follow along with. I didn't know that my report could be repaired. I recommend this company. Nice people too!"

Scott L.
Utah · Credit Report Repair

"My wife and I hired this company to get our credit and credit reports in order. We've now been approved for a home refinance loan which we were not able to do with our credit reports and scores. I have recommended 2 of my family members to Prime 1 Credit Repair as well. They were very easy to work with."

Brian T.
Utah · Credit Report Repair

"Debra is a wizard! She and her team were amazing and the results that we got were beyond any expectations we had. We were able to get into our new home and our credit report is now outstanding after our credit repair with this company! Fast service too! Forever thankful. Our credit scores are so much better!"

Jesse H.
Utah · Credit Report Repair

"I heard of this company from my mortgage broker. Their one-time fee is very affordable and reasonable. My scores were low and I had old accounts that were collections and newer accounts with late payments. It took about 3 months from the time that I started to get my score to 668, 670 and 691. Most of the negative collection accounts were removed."

Mark Tishman
Utah · Credit Report Repair

"I called a couple of different credit repair services. I chose Prime 1 Credit Repair due to the fact that they were accredited with high recommendations from a mortgage broker. I started their service. It was very easy to understand. I saw changes to my reports in 45 days. It was just like they told me so I saw the deleted accounts and my FICO scores gradually raise. My scores went from a middle 550 to 640. I was able to get a loan with Bank of Utah."

Anthony L.
Utah · FICO Score Boost

"Debra, please see my attached credit reports. It looks like the judgment has been removed. And WOW! My scores jumped way up. I'm going to be able to house shop now. Is there anything else we need to do? I can't thank you enough. This is the best investment that I have ever made. I'm not ashamed of my credit any longer."

Scott Webb
Utah · Credit Report Repair

Free Phone Consultation

Schedule An Appointment With Prime 1 Credit Repair

Tell us where your scores are and where they need to go. We will tell you honestly whether your file is workable in your timeline. No fee for the call.

✓ Same-day callback Mon-Fri ✓ Free three-bureau review ✓ One-time fee, no surprises
Call (801) 623-1566

Pick a 30-minute time slot that works for you. Debra answers personally.

Call Now Schedule