A Lehi-Based Credit Repair Office Run By The Person Who Answers The Phone.

A Decade Of Disputes, Plans & Closings.

Founder Debra Bigler started Prime 1 Credit Repair in 2016 after years of watching families get stuck behind credit reports they did not understand. The model from day one was the opposite of the national chains. Owner-run, one-time fee, plain English, and a real Utah office.

Ten years later, the model still works. Mortgage brokers from Salt Lake City to Provo refer their stuck files because the work gets done. Many of the testimonials on this site come from buyers who closed on Utah homes within 90 to 120 days of their first call.

What Sets Prime 1 Credit Repair Apart

• ✓Owner-operated. Debra personally manages every case. Everything done in-house with no offshore call centers.
• ✓One-time fee. No monthly subscription. No padded billing month after month. The price for credit repair, credit counseling and FICO score building is quoted to you during your free phone consultation.
• ✓Real Utah office. The office is based in Lehi. Once service starts, we update our clients every 35 days with an e-mail, phone call, text message and a progress report. Guaranteed.
• ✓Licensed, bonded, and insured. Prime 1 Credit Repair is a Utah corporation registered as a credit-services organization with the state.
• ✓Calibrated for all types of lenders. We sequence work to match all updates with the three major credit bureaus.

How We Work

Every engagement starts with a free phone consultation. We pull all three bureau reports together and walk through what is actually on your file, line by line. From there we recommend the right mix of credit report repair, credit counseling, credit report building, or FICO score boost work.

Updates are very important. We update our clients every 35 days with an e-mail, phone call, text message and a progress report. Guaranteed.